Finding and securing the perfect mortgage as a self-employed person can be quite challenging, but this is exactly what our expert advisers do, day in, day out. Find out how our team can help you with a wide range of different mortgage products.

How can we help? From buying your first home to releasing equity in retirement, we are here to help

Buy to Let

Most of the big banks and some specialist lenders offer BTL mortgages. It’s a good idea to talk to us before you take out a buy-to-let mortgage, as we will help you choose the most suitable deal for you

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Self Employed Mortgage

When looking to apply for a self-employed mortgage it is clear that the application process can be challenging. This is why FT Rich Mummy exists, to facilitate this for you. We want to make your dreams of owning or refinancing property a reality.

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Bad Credit Mortgage

Bad credit can come from a number of things. Late payments might be a form of bad credit, as are defaults, CCJs and debt arrangements.

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Foreign Mortgage

This allows us to specialize in all dimensions of trades and stocks, because we have a specialist within the team for every scenario.

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Commercial Commercial mortgage financing can be used to help your business purchase property, either to support its operational needs, or as an extra income stream. Find out how our advisers can help you find and secure the best financing to meet your needs.

Bridging Loans

Bridging Loans

Often used in property purchases, by investors and developers, bridging loans can be the difference between completing on the purchase of a property and losing out on a dream home or office space.

Development Loan

Development Loan

There are various types of property loans available, so you need to make sure that you are applying for the most suitable type of finance to meet your requirements.

Commercial Finance Loans

Commercial Finance Loans

Finance loans for businesses can be the saving grace to help you replace or repair crucial equipment or to help grow through investment. The biggest challenge facing most businesses is having sufficient cash flow to cover growth and investment costs: business finance loans offer this lifeline.

Insurance Insurance products are a great way to protect against worse case scenarios, whether that be in ln life or business. Find out which products are available and how our expert advisers can help you secure the most suitable products for you.

Personal Insurance

Critical Illness Insurance

Family Income Benefit

Income Protection

Life Insurance

Business Insurance

Business Loan Protection

Business Insurance

Keyman Insurance

Relevant Life Insurance

Shareholder Protection Insurance

General Insurance

Health Insurance

Home Insurance

Landlord Insurance

Mortgage Guide

The key to owning your own home

Buying your dream home is one of the most important steps in a your life, for a whole host of reasons.

But business owners, company directors and the self employed experience a lot of stress and pain when trying to secure a mortgage – because of the extra hoops that you have to jump through.

In The Self Employed Mortgage Guide, Funmilola shares her ‘FT Rich Mummy’ framework for giving the self-employed, business owners, and entrepreneurs a head start when they start the search for their dream home.

Download Our Free Guides

Estate Planning

How to gain Credibility as a Developer

7 Residential Mortgage Mistakes

7 Commercial Finance Mistakes

7 Business Insurance Mistakes

FT Rich Mummy Framework


Preparing your accounts and income figures is the first and most important step, along with working out your budget to make sure your mortgage is affordable both now and in the future.


Every lender assesses income differently, so with the right information you can not only make sure your income is presented correctly, but also identify when the ideal time to apply is.


There are many different products on the market, so it’s vital that you understand the options and choose the right one. Knowing what documents you need will allow you to make a comprehensive and persuasive application.


Hunting for the right property can be tricky and Funmilola has some valuable pointers to help you find the right one for you, with regard to type and location, and from the perspective of ensuring you can make money from it.


Once you’ve submitted an application, the next stage is ‘full and final acceptance’: your mortgage offer. The book takes you through exchange and completion, and advises on how to speed up the solicitor’s part of the process.


Your home can also be a key element in developing your business, enabling you to make money through property. Funmilola sets out how you can benefit from investing in property, from improving your own home or going into partnership with others on new ventures.

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